Do you invest? - investment and wealth discussion thread

[Pladio]

I picked a hell of a time to return to the investment industry....

I would suggest playing on volatility rather than actual investments. I think there are volatility trackers and so on, which aren't open to us plebs.

 

[JDR13]

Pullbacks like this are actually one of the best times to invest. The only issue is timing. It's impossible to know where the bottom is, so you just have to guess or wait until it starts to reverse.

 

[blatantninja]

I would suggest playing on volatility rather than actual investments. I think there are volatility trackers and so on, which aren't open to us plebs.

There are ETFs based on the VIX. That said, it's a dangerous play. I would not recommend them to any unsophisticated investors.

However, what I was referring to was that I returned to my prior career in the industry! I spent 20 years in finance (10 asset management, 10 market risk management) before running my own business for about 9 years. Just went back to working for a bank in December. Thankfully, my job is not particularly dependent on market performance as I'm doing regulatory risk management (essentially testing the bank systems to make sure what we report to the regulators aligns with the various rules). They kind of have to have me!

 

[Carnifex]

Don't panic, I suggest waiting it out, stocks tend to usually bounce back. Keep the faith!

 

[JDR13]

Sheesh...the markets are bouncing around like a ping pong ball this morning.

 

[notdart]

Pullbacks like this are actually one of the best times to invest. The only issue is timing. It's impossible to know where the bottom is, so you just have to guess or wait until it starts to reverse.

It all depends on what Trump announces next; though he might be waiting for his friends to buy buy buy before the next big announcement. The question is will here suddenly cancel tarifs.... was it all one big bad dream or will he double down.

 

[Carnifex]

Stay the course and be wary of selling off at this point, lots of vultures sit on the fence waiting for times like these. Be smart and cautious.

 

[Drithius]

It all depends on what Trump announces next; though he might be waiting for his friends to buy buy buy before the next big announcement. The question is will here suddenly cancel tarifs.... was it all one big bad dream or will he double down.

The issue is that people have been publicly calling his bluff, saying he is merely using them for negotiations. And this rankles his ego, as you can imagine. One White House aid reportedly overheard him saying, "NUH UH!"

 

[JDR13]

It all depends on what Trump announces next; though he might be waiting for his friends to buy buy buy before the next big announcement. The question is will here suddenly cancel tarifs.... was it all one big bad dream or will he double down.

There are more tariffs scheduled to start on several dates this month, so I don't see this ending anytime soon. Plus, now he's threatening China with another 50% if they don't immediately remove their retaliatory tariffs.

I almost did some buying this morning, but I'm going to wait and see first.

 

[sakichop]

Pullbacks like this are actually one of the best times to invest. The only issue is timing. It's impossible to know where the bottom is, so you just have to guess or wait until it starts to reverse.

Yep, DCA and DCA more during pullbacks + time = retire rich.

 

[notdart]

There are more tariffs scheduled to start on several dates this month, so I don't see this ending anytime soon. Plus, now he's threatening China with another 50% if they don't immediately remove their retaliatory tariffs.

I almost did some buying this morning, but I'm going to wait and see first.

My point wasn't if tariffs are going to or not going to continue but that his actions are not predictable and he has a macro impact on things are president. Clearly the fool is clueless and is willing to go to an extreme and then on a dime reverse himself - it just wait to be seen what happens. Worse even if he announce something tomorrow and market goes up he might announce something the next day to cause it to crash. We have a (economic) lunatic in the whitehouse.

 

[notdart]

Reason for market up/down today:

https://www.cnn.com/2025/04/07/media/fake-news-x-post-caused-market-whiplash/index.html

(basically someone said there would be a 90 delay on tariff)

Reminds me of a stock i had around 2005 when someone injected a news story on one of the major news feed that a drug in trial had failed (I think they caught the person via examining unusual trades); of course if that happened today Trump would pardon the person for unjust prosecution if he didn't fire the da first.

 

[Drithius]

The 90 day pause ended up being more than a rumour. Who knows what'll come of out of this administration tomorrow though?

Normally a day like this would be cause for greedy celebration, but right now it simply makes me anxious about when the next inevitable downturn is due to happen...

 

[largh]

It's beyond my cognitive ability to understand how something like this could be even remotely legal. Seems like the greatest market manipulation of all time to me.

We have been mixing this discussion in two places. In case someone missed it, there's also some of it here: https://rpgwatch.com/forum/threads/the-war-in-america.50504/post-1061785619

I kind of regret opening this thread on the public side of the forum as it's difficult to judge what is "controversial" and what is not.

 

[JDR13]

I kind of regret opening this thread on the public side of the forum as it's difficult to judge what is "controversial" and what is not.

I think it's fine. This wouldn't really belong in the P&R forum.

 

[notdart]

And he blinked but before he blinked he posted that people should buy. Every day for the next four years it will be like this crap... As for legality - no its not legal but you can't arrest the president you can only impeach him... which is a fat chance in hell with the current congress.

 

[largh]

Well, one cannot accuse him boring at least - to find something positive. Has there ever been so many turns in the stock market in such a short time before?

 

[Firebender]

I’m definitely a believer in long-term, low-fee index investing (boring but it works). I also sprinkle in a few gaming and tech stocks, like I totally agree with you on the fun of supporting companies like CD Projekt Red or NVIDIA and seeing returns at the same time.

That said, I’ve been tempted by a few private placement opportunities lately and did some digging. They’re way riskier than public stocks. Oberheiden P.C. (a firm that handles securities fraud and compliance cases) explains the difference really well: Reg D private placements = companies raising money from private investors, Rule 144A = institutional resales of those securities without SEC registration. Their guide really made me cautious: https://federal-lawyer.com/securities-litigation/investment-lawyer/ppm/reg-a/

 

[JDR13]

I’m definitely a believer in long-term, low-fee index investing (boring but it works).

Vanguard?

 

[Drithius]

I like how a potential Israel-Iran war was but a minor blip this last evening and markets are now mostly flat. It's as if there's already been so much crazy going on that investors are simply putting on blinders and going about their merry way until the last possible moment should it all come crashing down.